Fica.Credit

About Fica.Credit

We specialize in one thing:
Your money.

We are a dedicated team of tax specialists, payroll analysts, and hospitality advocates on a mission to ensure no restaurant or service business leaves their legally owed FICA Tip Credit behind.

Impact
● Live Stats
$128M+
In Tax Credits Recovered
3,400+
Clients Served
100%
Audit Success
🏆
Industry
Leaders
🤝
Trusted By
Top CPAs
🍽️
Restaurants
🍸
Bars / Clubs
🛎️
Hospitality
✂️
Salons & Spas

Our Mission

Bridge the gap between hardworking hospitality owners and complex IRS legislation.

Built for the hospitality industry.

The FICA Tip Credit (Section 45B) was established in 1993, yet decades later, over 84% of eligible businesses still fail to claim it. Why? Because the line-by-line payroll math required to calculate it is notoriously tedious, causing standard tax software—and even the best general CPAs—to overlook it entirely.

We built Fica.Credit to solve this exact problem. We saw thousands of independent restaurants, bars, and salons paying unnecessary employer taxes simply because they lacked the specialized software to extract the credit.

Today, our proprietary calculation engines integrate directly with your existing POS and payroll systems. We do the heavy lifting, allowing business owners to claim exactly what they are owed without disrupting their current accounting relationships.

Our Core Principles

We handle your financial data and tax strategy with the utmost care, operating strictly on performance and transparency.

🎯

Absolute Specialization

We do not prepare general income taxes. We do not do R&D credits. We focus 100% of our resources and expertise entirely on the Section 45B FICA Tip Credit.

🤝

Zero Upfront Risk

We believe in our process so much that we operate strictly on contingency. If we review your payroll and determine you don't qualify, you owe us absolutely nothing.

Frictionless Execution

Running a business is hard enough. From automated POS integrations to delivering fully prepared Form 8846 packets to your CPA, we are designed to be hands-off for you.

Tax compliance meets payroll technology.

The secret to our 100% IRS compliance rate lies in our methodology. We combine the deep regulatory knowledge of dedicated tax professionals with automated data extraction tools to ensure every penny is accounted for with zero mathematical errors.

Direct CPA Coordination

We view ourselves as an extension of your existing accounting team. We provide them with audit-proof packets ready for immediate filing.

Bank-Level Security

Your payroll data contains highly sensitive PII. Our infrastructure uses 256-bit AES encryption to ensure total data privacy.

Complete Audit Defense

Because we calculate the credit on a granular, per-employee, per-pay-period basis, our methodology is bulletproof. We stand by our work in any IRS inquiry.

"Our singular focus is ensuring that hospitality businesses don't pay a dollar more in taxes than the law requires. If your staff receives tips, we are here to recover the employer match you already paid."
FC
The Fica.Credit Team
Section 45B Specialists

Find out exactly what you're owed.

Join 3,400+ hospitality businesses that have recovered over $128 million in FICA tip tax credits. Free estimate, no obligation, no risk.

No upfront cost
21-day avg. turnaround
Full audit protection
100% IRS compliant